Effective Date:  January 2025

Comprehensive Insurance Advisors respects your privacy and protects the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and your rights as a consumer.

1. Information We Collect
   We collect personal information you voluntarily provide when you interact with us online, by phone, or through forms. This includes:

• Full name
  Phone number
  Email address
  Mailing address
  Date of birth
  Insurance related information needed to provide quotes or services
  Communication preferences

We also collect limited technical data such as IP address, device type, browser type, and website activity for security and analytics purposes.

1. How We Use Your Information
   We use your information to:

• Provide insurance quotes and services
  • Schedule appointments and consultations
  • Communicate plan updates, reminders, and service related messages
  • Respond to inquiries and support requests
  • Improve our services and customer experience
  • Meet legal, regulatory, and compliance obligations

We do not sell your personal information.

1. SMS and Communication Opt In
   When you provide your phone number, you consent to receive calls and text messages from Comprehensive Insurance Advisors. Messages may include appointment reminders, service updates, and account related notifications.

• Message frequency varies
  • Message and data rates apply
  • Reply STOP to opt out at any time
  • Reply HELP for assistance

Consent is not a condition of purchase.

1. Cookies and Tracking Practices
   Our website uses cookies and similar tracking tools to:

• Improve website functionality
  • Analyze traffic and usage patterns
  • Support marketing and performance measurement

You can control cookie settings through your browser preferences.

1. Data Security and Handling
   We use administrative, technical, and physical safeguards to protect your personal information. Access is limited to authorized staff and trusted service providers who need the data to perform their duties.
2. Sharing of Information
   We may share your information only with:

• Licensed insurance carriers for quoting and enrollment
  • Service providers supporting operations such as CRM, scheduling, and communications
  • Government or regulatory authorities when required by law

Mobile information is not shared with third parties or affiliates for marketing or promotional purposes.

1. User Rights
   You have the right to:

• Request access to your personal data
  • Request corrections to inaccurate information
  • Withdraw consent for communications
  • Request deletion of your data, subject to legal retention requirements

Requests can be made using the contact information below.

1. Data Retention
   We retain personal information only for as long as necessary to provide services, meet legal obligations, and resolve disputes.
2. Changes to This Privacy Policy
   We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.
3. Contact Information
   If you have questions about this Privacy Policy or your data, contact us at:

Comprehensive Insurance Advisors
Email: Lauren@cominsadvisors.com or Maria@cominsadvisors.com
Phone: 484-266-0448